Obituaries

Jack Livsey
B: 1927-06-06
D: 2018-01-14
View Details
Livsey, Jack
Marilyn Bond
B: 1926-01-26
D: 2018-01-11
View Details
Bond, Marilyn
Geraldine Patterson
B: 1944-09-11
D: 2018-01-10
View Details
Patterson, Geraldine
Lisa Wainwright
B: 1966-05-23
D: 2018-01-08
View Details
Wainwright, Lisa
Domingo Ruiz
B: 1960-06-19
D: 2018-01-08
View Details
Ruiz, Domingo
Gregory Brown
B: 1964-12-08
D: 2018-01-08
View Details
Brown, Gregory
Mary Elia
B: 1937-05-14
D: 2018-01-06
View Details
Elia, Mary
Rebecca Zimmerman
B: 1957-07-24
D: 2018-01-02
View Details
Zimmerman, Rebecca
E. Lynn Cavanaugh
B: 1943-08-05
D: 2018-01-02
View Details
Cavanaugh, E. Lynn
David Van Buren
B: 1960-02-26
D: 2018-01-01
View Details
Van Buren, David
Gary Styczynski
B: 1959-03-06
D: 2017-12-31
View Details
Styczynski, Gary
George Seeger
B: 1933-01-10
D: 2017-12-29
View Details
Seeger, George
Harry Oyangen
B: 1929-01-14
D: 2017-12-29
View Details
Oyangen, Harry
Dorothy Hesler
B: 1930-12-11
D: 2017-12-28
View Details
Hesler, Dorothy
Charles James
B: 1947-07-12
D: 2017-12-28
View Details
James, Charles
Janice Bogatka
B: 1958-07-20
D: 2017-12-25
View Details
Bogatka, Janice
Christina Danley
B: 1959-08-31
D: 2017-12-23
View Details
Danley, Christina
Catherine DeGenero
B: 1960-09-23
D: 2017-12-20
View Details
DeGenero, Catherine
Gladys Sandora
B: 1940-08-15
D: 2017-12-18
View Details
Sandora, Gladys
Linda Dona
B: 1949-08-25
D: 2017-12-15
View Details
Dona, Linda
Sadie Marshall
B: 1926-04-03
D: 2017-12-13
View Details
Marshall, Sadie

Search

Use the form above to find your loved one. You can search using the name of your loved one, or any family name for current or past services entrusted to our firm.

Click here to view all obituaries
Search Obituaries
1614 Guilderland Avenue
Schenectady, NY 12306
Phone: 518-346-8424
Fax: 518-346-2852

Options for Financing Funerals

A funeral is an essential expenditure, and a little planning will eliminate the uncertainty of costs and payment. If you don't plan for funeral expenses, you run the risk of your family having to ask friends and relatives to share an unexpected financial burden, which can put everyone in an embarrassing and uncomfortable position. And if you borrow money, it has to be repaid.

Here are some options for financing funerals. 

Pre-Need Insurance
Preneed plans are designed to cover the expenses associated with your death and funeral. Preneed insurance companies such as Homesteaders Life and Fortis Family offer several payment options to give you flexibility.

Annuities
Generally, annuities allow for the money you pay to be invested. Interest is earned which will, over time, increase the amount of money available to pay for your funeral.

Life Insurance
A traditional life insurance policy can meet several needs--pay off loans, fund education costs, and provide for living expenses, as well as funeral expenses.

Bank or Funeral Trust
A funeral trust is similar to a savings plan. The earnings on funeral bank trust funds are taxed every year, and paid either by the family or by the trust itself.

Savings Account
Beware with this strategy. A long illness can easily deplete short-term savings, while taxes and early withdrawal penalties can reduce long-term savings.

 

For more information on funeral pre-planning and pre-funding, contact us.